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Kemenkum Bengkulu dukung Unived cetak generasi unggul dan sadar hukum Kemenkum Bengkulu dukung Unived cetak generasi unggul dan sadar hukum
Kantor Wilayah Kementerian Hukum Bengkulu mendukung Universitas Dehasen Provinsi Bengkulu dalam mencetak generasi unggul, berintegritas, dan memiliki ... Kantor Wilayah Kementerian Hukum Bengkulu mendukung Universitas Dehasen Provinsi Bengkulu dalam mencetak generasi unggul, berintegritas, dan memiliki ...
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Dari Balik Meja Pelayanan, Saya Belajar Literasi Keuangan Dari Balik Meja Pelayanan, Saya Belajar Literasi Keuangan
Pengalaman ini membuat saya memahami bahwa meningkatkan literasi keuangan tidak selalu harus dilakukan melalui seminar atau pelatihan besar. Edukasi juga bisa hadir dalam percakapan sehari-hari di ... Pengalaman ini membuat saya memahami bahwa meningkatkan literasi keuangan tidak selalu harus dilakukan melalui seminar atau pelatihan besar. Edukasi juga bisa hadir dalam percakapan sehari-hari di ...
READ THE STORYGenerasi Muda Perlu Cerdas Kelola Keuangan Generasi Muda Perlu Cerdas Kelola Keuangan
Generasi Muda Perlu Cerdas Kelola Keuangan - Jakarta – Generasi muda dinilai perlu semakin cerdas mengelola keuangan di tengah pesatnya perkembangan layanan keuangan digital. - Koran Jakarta ® ... Generasi Muda Perlu Cerdas Kelola Keuangan - Jakarta – Generasi muda dinilai perlu semakin cerdas mengelola keuangan di tengah pesatnya perkembangan layanan keuangan digital. - Koran Jakarta ® ...
READ THE STORYKemenkum Bengkulu dukung Unived cetak generasi unggul dan sadar hukum Kemenkum Bengkulu dukung Unived cetak generasi unggul dan sadar hukum
Kantor Wilayah Kementerian Hukum Bengkulu mendukung Universitas Dehasen Provinsi Bengkulu dalam mencetak generasi unggul, berintegritas, dan memiliki ... Kantor Wilayah Kementerian Hukum Bengkulu mendukung Universitas Dehasen Provinsi Bengkulu dalam mencetak generasi unggul, berintegritas, dan memiliki ...
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Dari Balik Meja Pelayanan, Saya Belajar Literasi Keuangan Dari Balik Meja Pelayanan, Saya Belajar Literasi Keuangan
Pengalaman ini membuat saya memahami bahwa meningkatkan literasi keuangan tidak selalu harus dilakukan melalui seminar atau pelatihan besar. Edukasi juga bisa hadir dalam percakapan sehari-hari di ... Pengalaman ini membuat saya memahami bahwa meningkatkan literasi keuangan tidak selalu harus dilakukan melalui seminar atau pelatihan besar. Edukasi juga bisa hadir dalam percakapan sehari-hari di ...
READ STORYGenerasi Muda Perlu Cerdas Kelola Keuangan Generasi Muda Perlu Cerdas Kelola Keuangan
Generasi Muda Perlu Cerdas Kelola Keuangan - Jakarta – Generasi muda dinilai perlu semakin cerdas mengelola keuangan di tengah pesatnya perkembangan layanan keuangan digital. - Koran Jakarta ® ... Generasi Muda Perlu Cerdas Kelola Keuangan - Jakarta – Generasi muda dinilai perlu semakin cerdas mengelola keuangan di tengah pesatnya perkembangan layanan keuangan digital. - Koran Jakarta ® ...
READ STORYUniversitas Andalas Beberkan Gaji Dosen, Terendah Rp 5,4 Juta Universitas Andalas Beberkan Gaji Dosen, Terendah Rp 5,4 Juta
Liputan6.com, Jakarta - Wakil Rektor Bidang Keuangan dan Aset Universitas Andalas, Hefrizal Handra memaparkan besaran penghasilan dosen di lingkungan kampusnya dalam sidang lanjutan uji materi Undang- ... Liputan6.com, Jakarta - Wakil Rektor Bidang Keuangan dan Aset Universitas Andalas, Hefrizal Handra memaparkan besaran penghasilan dosen di lingkungan kampusnya dalam sidang lanjutan uji materi Undang- ...
READ STORYHarga Tanah Rp 30 M, Biaya Perantara Dilaporkan Rp 47 M, Ahli Akuntansi Ungkap Indikasi Fraud Harga Tanah Rp 30 M, Biaya Perantara Dilaporkan Rp 47 M, Ahli Akuntansi Ungkap Indikasi Fraud
Menurut Ahli akuntansi keuangan biaya jasa perantara pengadaan tanah yang nilainya melebihi harga tanah merupakan indikasi adanya dugaan kecurangan (fraud). Menurut Ahli akuntansi keuangan biaya jasa perantara pengadaan tanah yang nilainya melebihi harga tanah merupakan indikasi adanya dugaan kecurangan (fraud).
READ STORYHarga Emas Turun Selama Semester 1 2026, Masih Aman untuk Investasi? Harga Emas Turun Selama Semester 1 2026, Masih Aman untuk Investasi?
INVESTASI AMAN - Kolase foto Pemimpin Wilayah Pegadaian Kantor Wilayah VI Sulawesi Selatan, Sulawesi Tenggara, Sulawesi Barat, dan Maluku, Pratikno (kiri) dan Analis Keuangan dari Institut Bisnis dan ... INVESTASI AMAN - Kolase foto Pemimpin Wilayah Pegadaian Kantor Wilayah VI Sulawesi Selatan, Sulawesi Tenggara, Sulawesi Barat, dan Maluku, Pratikno (kiri) dan Analis Keuangan dari Institut Bisnis dan ...
READ STORYEkonom: Danantara jadi anggota IFSWF tingkatkan kepercayaan investor Ekonom: Danantara jadi anggota IFSWF tingkatkan kepercayaan investor
Ekonom Universitas Andalas, Fajri Adrianto menilai bergabungnya Holding investasi Danantara Indonesia, yaitu PT Danantara Investment Management (DIM) menjadi ... Ekonom Universitas Andalas, Fajri Adrianto menilai bergabungnya Holding investasi Danantara Indonesia, yaitu PT Danantara Investment Management (DIM) menjadi ...
READ STORYAPDOVI dan IBI Kesatuan Bogor Gelar Munas ke-3 Perkuat Dosen Vokasi APDOVI dan IBI Kesatuan Bogor Gelar Munas ke-3 Perkuat Dosen Vokasi
APDOVI berkolaborasi dengan IBI Kesatuan Bogor menggelar Seminar Nasional dan Munas ke-3 untuk revitalisasi kapasitas dosen vokasi berbasis industri ... APDOVI berkolaborasi dengan IBI Kesatuan Bogor menggelar Seminar Nasional dan Munas ke-3 untuk revitalisasi kapasitas dosen vokasi berbasis industri ...
READ STORYMNC Sekuritas dan Politeknik Negeri Jakarta Bekali Keterampilan Mengelola Keuangan untuk Pelajar SMA YPHB Bogor MNC Sekuritas dan Politeknik Negeri Jakarta Bekali Keterampilan Mengelola Keuangan untuk Pelajar SMA YPHB Bogor
MNC Sekuritas kembali mendukung upaya peningkatan literasi keuangan generasi muda melalui edukasi pasar modal yang diselenggarakan oleh tim Program Pengabdian ... MNC Sekuritas kembali mendukung upaya peningkatan literasi keuangan generasi muda melalui edukasi pasar modal yang diselenggarakan oleh tim Program Pengabdian ...
READ STORYMNC Sekuritas Edukasi Pelajar Pelajar SMA YPHB Bogor, Kenalkan Investasi Sejak Dini MNC Sekuritas Edukasi Pelajar Pelajar SMA YPHB Bogor, Kenalkan Investasi Sejak Dini
Kolaborasi MNC Sekuritas dengan institusi pendidikan untuk memperluas literasi dan inklusi keuangan di Indonesia. Kolaborasi MNC Sekuritas dengan institusi pendidikan untuk memperluas literasi dan inklusi keuangan di Indonesia.
READ STORYTembus 119 Dunia, UI-RMIT University Buka Jalur Doktor Cotutelle ke Melbourne Tembus 119 Dunia, UI-RMIT University Buka Jalur Doktor Cotutelle ke Melbourne
Tembus 119 Dunia, UI-Royal Melbourne Institute of Technology University, Australia Buka Jalur Doktor Cotutelle ke Melbourne ... Tembus 119 Dunia, UI-Royal Melbourne Institute of Technology University, Australia Buka Jalur Doktor Cotutelle ke Melbourne ...
READ STORYKKN-T Unhas Kenalkan Inovasi Pengelolaan Sampah di Watang Bacukiki KKN-T Unhas Kenalkan Inovasi Pengelolaan Sampah di Watang Bacukiki
seminar ini untuk memperkenalkan rencana kerja mahasiswa sekaligus memastikan setiap program yang dijalankan mampu menjawab kebutuhan masyarakat ... seminar ini untuk memperkenalkan rencana kerja mahasiswa sekaligus memastikan setiap program yang dijalankan mampu menjawab kebutuhan masyarakat ...
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Mendagri Minta Kepala Desa Kuasai Tata Kelola Keuangan Mendagri Minta Kepala Desa Kuasai Tata Kelola Keuangan
REPUBLIKA.CO.ID, JAKARTA – Menteri Dalam Negeri (Mendagri) Tito Karnavian menyoroti meningkatnya jumlah kepala desa yang tersandung kasus korupsi seiring besarnya dana desa yang dikelola pemerintah de ... REPUBLIKA.CO.ID, JAKARTA – Menteri Dalam Negeri (Mendagri) Tito Karnavian menyoroti meningkatnya jumlah kepala desa yang tersandung kasus korupsi seiring besarnya dana desa yang dikelola pemerintah de ...
READ STORYUNY dampingi BUMDes Pacarejo Gunungkidul perkuat tata kelola keuangan UNY dampingi BUMDes Pacarejo Gunungkidul perkuat tata kelola keuangan
Universitas Negeri Yogyakarta (UNY) melalui Direktorat Riset dan Pengabdian kepada Masyarakat (DRPM) menyelenggarakan program Pengabdian kepada Masyarakat skema Mbangun Desa untuk ANTARA News jogja 2 ... Universitas Negeri Yogyakarta (UNY) melalui Direktorat Riset dan Pengabdian kepada Masyarakat (DRPM) menyelenggarakan program Pengabdian kepada Masyarakat skema Mbangun Desa untuk ANTARA News jogja 2 ...
READ STORYKecelakaan Lalu Lintas di Sumsel Setiap Tahun Naik, Masyarakat Diimbau Hati-hati Berkendara Kecelakaan Lalu Lintas di Sumsel Setiap Tahun Naik, Masyarakat Diimbau Hati-hati Berkendara
Fakultas Hukum Universitas Sriwijaya (Unsri) menggelar seminar nasional bertajuk 'Hak Hidup Sebagai Hak Konstitusional', Selasa (14/7/2026). Fakultas Hukum Universitas Sriwijaya (Unsri) menggelar seminar nasional bertajuk 'Hak Hidup Sebagai Hak Konstitusional', Selasa (14/7/2026).
READ STORYKemendagri gandeng UI tingkatkan kapasitas kepala desa Kemendagri gandeng UI tingkatkan kapasitas kepala desa
Kementerian Dalam Negeri (Kemendagri) bekerja sama dengan Universitas Indonesia (UI) menggelar Program Kepala Desa Masuk Kampus untuk meningkatkan kapasitas ... Kementerian Dalam Negeri (Kemendagri) bekerja sama dengan Universitas Indonesia (UI) menggelar Program Kepala Desa Masuk Kampus untuk meningkatkan kapasitas ...
READ STORYOJK: Judi Online Kini Jadi Kejahatan Ekonomi Terorganisir Lintas Negara OJK: Judi Online Kini Jadi Kejahatan Ekonomi Terorganisir Lintas Negara
OJK menyebut judi online telah menjadi kejahatan ekonomi terorganisir dengan lonjakan laporan transaksi mencurigakan hingga 260 pada 2025 ... OJK menyebut judi online telah menjadi kejahatan ekonomi terorganisir dengan lonjakan laporan transaksi mencurigakan hingga 260 pada 2025 ...
READ STORYTjiwi Kimia kampanyekan penanggulangan TB di lingkungan perusahaan Tjiwi Kimia kampanyekan penanggulangan TB di lingkungan perusahaan
PT Pabrik Kertas Tjiwi Kimia Tbk mengkampanyekan penanggulangan penyakit tuberkulosis (TB) di lingkungan perusahaan salah satu lewat seminar bertajuk ... PT Pabrik Kertas Tjiwi Kimia Tbk mengkampanyekan penanggulangan penyakit tuberkulosis (TB) di lingkungan perusahaan salah satu lewat seminar bertajuk ...
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Mahasiswa KKN-T Unhas Dorong Pengelolaan Sampah dan Digitalisasi UMKM di Desa Bonto Karaeng Mahasiswa KKN-T Unhas Dorong Pengelolaan Sampah dan Digitalisasi UMKM di Desa Bonto Karaeng
SEMINAR PROKER - Mahasiswa KKN Tematik Pemberdayaan Desa Gelombang 116 Universitas Hasanuddin menggelar Seminar Program Kerja di Kantor Desa Bonto Karaeng, Kecamatan Sinoa, Kabupaten Bantaeng, Selasa ... SEMINAR PROKER - Mahasiswa KKN Tematik Pemberdayaan Desa Gelombang 116 Universitas Hasanuddin menggelar Seminar Program Kerja di Kantor Desa Bonto Karaeng, Kecamatan Sinoa, Kabupaten Bantaeng, Selasa ...
READ STORYFIS Unived Bengkulu dan PT Bincang Perempuan Digital Media Perkuat Kolaborasi Tri Dharma Perguruan Tinggi FIS Unived Bengkulu dan PT Bincang Perempuan Digital Media Perkuat Kolaborasi Tri Dharma Perguruan Tinggi
BENGKULUEKSPRESS.COM – Fakultas Ilmu-Ilmu Sosial (FIS) Universitas Dehasen Bengkulu resmi menjalin kerja sama dengan PT Bincang Perempuan Digital Media melalui penandatanganan Perjanjian Kerja Sama (M ... BENGKULUEKSPRESS.COM – Fakultas Ilmu-Ilmu Sosial (FIS) Universitas Dehasen Bengkulu resmi menjalin kerja sama dengan PT Bincang Perempuan Digital Media melalui penandatanganan Perjanjian Kerja Sama (M ...
READ STORYHIMAHI UKI Dorong Mahasiswa Bangun Personal Value lewat Kelas Karier HI 2026 HIMAHI UKI Dorong Mahasiswa Bangun Personal Value lewat Kelas Karier HI 2026
HIMAHI UKI menggelar Kelas Karier HI 2026 untuk membekali mahasiswa membangun personal value, CV, portofolio, dan kesiapan menghadapi dunia kerja. HIMAHI UKI menggelar Kelas Karier HI 2026 untuk membekali mahasiswa membangun personal value, CV, portofolio, dan kesiapan menghadapi dunia kerja.
READ STORYTingkatkan Kualitas Layanan Kesehatan, Dinkes KSB Gandeng LPPSP UI Gelar Pelatihan Akuntansi Keuangan BLUD Tingkatkan Kualitas Layanan Kesehatan, Dinkes KSB Gandeng LPPSP UI Gelar Pelatihan Akuntansi Keuangan BLUD
Reportase7 merupakan Media Online yang berpusat di Nusa Tenggara Barat. Situs Kami adalah https://www.reportase7.com dan atau www.reportase7.com ... Reportase7 merupakan Media Online yang berpusat di Nusa Tenggara Barat. Situs Kami adalah https://www.reportase7.com dan atau www.reportase7.com ...
READ STORYPD IKA UNJ Jawa Tengah resmi dikukuhkan, Bupati Tegal dorong alumni berkontribusi untuk pembangunan PD IKA UNJ Jawa Tengah resmi dikukuhkan, Bupati Tegal dorong alumni berkontribusi untuk pembangunan
Pengurus Daerah Ikatan Alumni Universitas Negeri Jakarta (PD IKA UNJ) Provinsi Jawa Tengah resmi dilantik dan dikukuhkan. Pengurus Daerah Ikatan Alumni Universitas Negeri Jakarta (PD IKA UNJ) Provinsi Jawa Tengah resmi dilantik dan dikukuhkan.
READ STORYKKN Tematik Unhas Dorong Solusi Lingkungan dan Edukasi di Desa Tupabbiring KKN Tematik Unhas Dorong Solusi Lingkungan dan Edukasi di Desa Tupabbiring
seluruh program hasil observasi langsung dan dialog bersama masyarakat sejak awal penempatan sehingga disusun berdasarkan kebutuhan riil di Desa ... seluruh program hasil observasi langsung dan dialog bersama masyarakat sejak awal penempatan sehingga disusun berdasarkan kebutuhan riil di Desa ...
READ STORYFK USU dan Yayasan Amway Peduli Edukasi Pentingnya Kesehatan Usus, Dorong Generasi yang Lebih Sehat FK USU dan Yayasan Amway Peduli Edukasi Pentingnya Kesehatan Usus, Dorong Generasi yang Lebih Sehat
Analisadaily.com, Medan - Pola makan tinggi gula, lemak, dan makanan olahan dinilai menjadi salah satu tantangan terbesar dalam menjaga kesehatan masyarakat saat ini. Kondisi tersebut mendorong Fakult ... Analisadaily.com, Medan - Pola makan tinggi gula, lemak, dan makanan olahan dinilai menjadi salah satu tantangan terbesar dalam menjaga kesehatan masyarakat saat ini. Kondisi tersebut mendorong Fakult ...
READ STORYWacana Kenaikan Gaji Kepala Daerah Berpotensi Telantarkan Kubutuhan Dasar dan Pelayanan Publik Wacana Kenaikan Gaji Kepala Daerah Berpotensi Telantarkan Kubutuhan Dasar dan Pelayanan Publik
Pengamat Universitas Andalas menyatakan bahwa kenaikan gaji kepala daerah berpotensi menelantarkan kebutuhan dasar dan pelayanan publik. Pengamat Universitas Andalas menyatakan bahwa kenaikan gaji kepala daerah berpotensi menelantarkan kebutuhan dasar dan pelayanan publik.
READ STORYAkademisi Unair dukung pengusutan tuntas kasus korupsi batubara Akademisi Unair dukung pengusutan tuntas kasus korupsi batubara
Akademisi Universitas Airlangga (Unair), Prof. Dr. Bagong Suyanto M.Si, mendukung pengusutan tuntas dugaan tindak pidana korupsi pasokan batubara dan tindak ... Akademisi Universitas Airlangga (Unair), Prof. Dr. Bagong Suyanto M.Si, mendukung pengusutan tuntas dugaan tindak pidana korupsi pasokan batubara dan tindak ...
READ STORYPrograms & Seminars
The Impact of Macroeconomic Indicators on the Movement of Third-Party Funds at Bank Kalbar The Impact of Macroeconomic Indicators on the Movement of Third-Party Funds at Bank Kalbar
Third Party Funds (TPF) represent the primary funding source in the banking industry and play an essential role in supporting financial intermediation. The ability of banks to collect public funds is influenced by internal and external factors, including macroeconomic conditions. This study aims to analyze the influence of macroeconomic indicators, namely BI-Rate and inflation, on the movement of Third Party Funds at Bank Kalbar. This study employed a quantitative approach using the Vector Autor... Third Party Funds (TPF) represent the primary funding source in the banking industry and play an essential role in supporting financial intermediation. The ability of banks to collect public funds is influenced by internal and external factors, including macroeconomic conditions. This study aims to analyze the influence of macroeconomic indicators, namely BI-Rate and inflation, on the movement of Third Party Funds at Bank Kalbar. This study employed a quantitative approach using the Vector Autor...
Analisis Perhitungan Pendapatan Bunga Kredit Pensiun Berdasarkan Variasi Tenor Pada PT Bank Mandiri Taspen KCP Karawang Analisis Perhitungan Pendapatan Bunga Kredit Pensiun Berdasarkan Variasi Tenor Pada PT Bank Mandiri Taspen KCP Karawang
Penelitian ini dilakukan untuk menganalisis perhitungan pendapatan bunga kredit pensiun berdasarkan variasi tenor pada PT Bank Mandiri Taspen. Kredit pensiun merupakan salah satu produk pembiayaan yang memiliki pertumbuhan stabil dan memiliki kontribusi penting terhadap pendapatan bunga bank. Penelitian ini bertujuan untuk mengetahui metode perhitungan bunga kredit pensiun yang di terapkan, sistem angsuran yang digunakan, serta perbedaan pendapatan bunga yang diperoleh bank berdasarkan variasi t... Penelitian ini dilakukan untuk menganalisis perhitungan pendapatan bunga kredit pensiun berdasarkan variasi tenor pada PT Bank Mandiri Taspen. Kredit pensiun merupakan salah satu produk pembiayaan yang memiliki pertumbuhan stabil dan memiliki kontribusi penting terhadap pendapatan bunga bank. Penelitian ini bertujuan untuk mengetahui metode perhitungan bunga kredit pensiun yang di terapkan, sistem angsuran yang digunakan, serta perbedaan pendapatan bunga yang diperoleh bank berdasarkan variasi t...
Dataset on Global Uncertainty Transmission and Central Bank Dual-Intervention in Indonesia (2015–2025) Dataset on Global Uncertainty Transmission and Central Bank Dual-Intervention in Indonesia (2015–2025)
This dataset contains monthly time-series observations covering the period from January 2015 to December 2025 (N = 132), specifically constructed to examine the transmission channels of global uncertainty shocks to Indonesia's macro-financial stability and the effectiveness of central bank dual-intervention policies within a Structural Vector Autoregression (SVAR) framework. 1. Variable Specifications & Data Sources GPR (Geopolitical Risk Index): Global geopolitical uncertainty index benchma... This dataset contains monthly time-series observations covering the period from January 2015 to December 2025 (N = 132), specifically constructed to examine the transmission channels of global uncertainty shocks to Indonesia's macro-financial stability and the effectiveness of central bank dual-intervention policies within a Structural Vector Autoregression (SVAR) framework. 1. Variable Specifications & Data Sources GPR (Geopolitical Risk Index): Global geopolitical uncertainty index benchma...
The Effect of Sustainable Finance on Financial Performance and Asset Quality through Risk Management in Islamic Banks in Indonesia The Effect of Sustainable Finance on Financial Performance and Asset Quality through Risk Management in Islamic Banks in Indonesia
This research is driven by the growing focus on sustainable finance rooted in Environmental, Social, and Governance (ESG) principles within the Islamic banking sector, although its application in Indonesia is still not optimal. This study aims to examine the impact of sustainable finance on financial performance and asset quality, considering the mediating influence of risk management in Islamic commercial banks in Indonesia. The research utilizes a quantitative method with a causal framework, u... This research is driven by the growing focus on sustainable finance rooted in Environmental, Social, and Governance (ESG) principles within the Islamic banking sector, although its application in Indonesia is still not optimal. This study aims to examine the impact of sustainable finance on financial performance and asset quality, considering the mediating influence of risk management in Islamic commercial banks in Indonesia. The research utilizes a quantitative method with a causal framework, u...
PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, DAN MOBILE BANKING TERHADAP KINERJA KEUANGAN PERUSAHAAN BANK PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, DAN MOBILE BANKING TERHADAP KINERJA KEUANGAN PERUSAHAAN BANK
This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and mobile banking on the financial performance of banking companies listed on the Indonesia Stock Exchange (IDX) during the 2021–2024 period, with Return on Assets (ROA) as the indicator of financial performance. The sample consists of 10 banking companies selected through purposive sampling, resulting in 40 observations. The data were analyzed using multiple linear regression with SPSS. The result... This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and mobile banking on the financial performance of banking companies listed on the Indonesia Stock Exchange (IDX) during the 2021–2024 period, with Return on Assets (ROA) as the indicator of financial performance. The sample consists of 10 banking companies selected through purposive sampling, resulting in 40 observations. The data were analyzed using multiple linear regression with SPSS. The result...
From Financial Modelling To Financial Decision Intelligence: The Emerging Role Of Artificial Intelligence From Financial Modelling To Financial Decision Intelligence: The Emerging Role Of Artificial Intelligence
Through the introduction of Financial Decision Intelligence, the study provides an integrative theoretical perspective explaining how Artificial Intelligence transforms financial decision-making into a continuous process of strategic intelligence creation. In doing so, it offers a conceptual foundation for future empirical research and advances the understanding of how organizations can leverage AI to strengthen strategic decision capability in the digital economy. Using an Integrative Literatur... Through the introduction of Financial Decision Intelligence, the study provides an integrative theoretical perspective explaining how Artificial Intelligence transforms financial decision-making into a continuous process of strategic intelligence creation. In doing so, it offers a conceptual foundation for future empirical research and advances the understanding of how organizations can leverage AI to strengthen strategic decision capability in the digital economy. Using an Integrative Literatur...
Evaluating FAQ Based Generative AI Chatbot Performance in Islamic Banking Customer Service Evaluating FAQ Based Generative AI Chatbot Performance in Islamic Banking Customer Service
This study designs and evaluates a web-based customer service chatbot for Islamic banking services. The chatbot integrates the Google Gemini API with a validated Frequently Asked Questions knowledge base to generate responses based on institutional service information. The system was developed using the Flask framework and evaluated through Black Box Testing, FAQ-based response evaluation, and chat log analytics. The evaluation used 310 validated FAQ records and 1,000 anonymized raw chat log rec... This study designs and evaluates a web-based customer service chatbot for Islamic banking services. The chatbot integrates the Google Gemini API with a validated Frequently Asked Questions knowledge base to generate responses based on institutional service information. The system was developed using the Flask framework and evaluated through Black Box Testing, FAQ-based response evaluation, and chat log analytics. The evaluation used 310 validated FAQ records and 1,000 anonymized raw chat log rec...
The Impact of Interest Rate Differentials, Digital Transformation, BOPO, and Promotional Funds on Third-Party Funds The Impact of Interest Rate Differentials, Digital Transformation, BOPO, and Promotional Funds on Third-Party Funds
The banking sector functions to mobilize and channel public funds, thereby maintaining national economic stability. In the post-COVID-19 era, the sector has faced intense competition in gathering public funds, also known as third-party funds. Despite this fierce competition, banks have actually experienced a significant increase in third-party funds, driven largely by the rapid growth of new digital banks. This surge in digital bank deposits suggests a migration of funds from conventional banks ... The banking sector functions to mobilize and channel public funds, thereby maintaining national economic stability. In the post-COVID-19 era, the sector has faced intense competition in gathering public funds, also known as third-party funds. Despite this fierce competition, banks have actually experienced a significant increase in third-party funds, driven largely by the rapid growth of new digital banks. This surge in digital bank deposits suggests a migration of funds from conventional banks ...
Ganti Rugi (Ta’widh) dan Denda (Ta’zir): Implementasinya pada Bank Syariah dan Pentingnya Pembentukan Lembaga Penengah Ganti Rugi (Ta’widh) dan Denda (Ta’zir): Implementasinya pada Bank Syariah dan Pentingnya Pembentukan Lembaga Penengah
Penerapan sanksi finansial berupa ta’widh (ganti rugi rill) dan ta’zir (denda sanksi) dalam industri perbankan syariah di Indonesia kerap memicu perdebatan metodologis dan yuridis. Secara faktual, Lembaga Keuangan Syariah (LKS) bertindak ganda sebagai pihak dirugikan (mazhlum) sekaligus eksekutor penilai tingkat kesalahan nasabah, sehingga rentan menimbulkan konflik kepentingan dan berpotensi mencederai asas keadilan syariah. Penelitian ini bertujuan untuk mengonseptualisasikan urgensi, tugas, d... Penerapan sanksi finansial berupa ta’widh (ganti rugi rill) dan ta’zir (denda sanksi) dalam industri perbankan syariah di Indonesia kerap memicu perdebatan metodologis dan yuridis. Secara faktual, Lembaga Keuangan Syariah (LKS) bertindak ganda sebagai pihak dirugikan (mazhlum) sekaligus eksekutor penilai tingkat kesalahan nasabah, sehingga rentan menimbulkan konflik kepentingan dan berpotensi mencederai asas keadilan syariah. Penelitian ini bertujuan untuk mengonseptualisasikan urgensi, tugas, d...
Security Perceptions and Coping Efficacy on Cybersecurity Awareness in Mobile Banking Dataset Security Perceptions and Coping Efficacy on Cybersecurity Awareness in Mobile Banking Dataset
Published in Zenodo (CERN European Organization for Nuclear Research). Year: 2026. Published in Zenodo (CERN European Organization for Nuclear Research). Year: 2026.
Modifikasi Alat Ukur Fear of Online Identity Theft (FOIT) pada Transaksi Online di Indonesia Modifikasi Alat Ukur Fear of Online Identity Theft (FOIT) pada Transaksi Online di Indonesia
One of the phenomena associated with problems in online activities is the increasing prevalence of data breaches across various online platforms. Therefore, this study aims to develop a measurement instrument for fear of identity theft in the context of online transactions. This study modified the Fear of Online Identity Theft (FOIT) scale, which consists of two dimensions: Fear of Financial Losses (FFL) and Fear of Reputational Damage (FRD). Confirmatory Factor Analysis (CFA) and reliability an... One of the phenomena associated with problems in online activities is the increasing prevalence of data breaches across various online platforms. Therefore, this study aims to develop a measurement instrument for fear of identity theft in the context of online transactions. This study modified the Fear of Online Identity Theft (FOIT) scale, which consists of two dimensions: Fear of Financial Losses (FFL) and Fear of Reputational Damage (FRD). Confirmatory Factor Analysis (CFA) and reliability an...
Rethinking Cooperative Deposit Protection in Indonesia: Governance Congruence, Institutional Resilience, and the Social Economy Rethinking Cooperative Deposit Protection in Indonesia: Governance Congruence, Institutional Resilience, and the Social Economy
Savings and credit cooperatives support financial inclusion, community-based economic participation, and the social economy in emerging countries, yet their protection mechanisms are often discussed through models designed for commercial banks. This article examines whether bank-based deposit insurance is institutionally suitable for Indonesian savings and credit cooperatives and how alternative protection arrangements can be designed without weakening cooperative governance. Using conceptual in... Savings and credit cooperatives support financial inclusion, community-based economic participation, and the social economy in emerging countries, yet their protection mechanisms are often discussed through models designed for commercial banks. This article examines whether bank-based deposit insurance is institutionally suitable for Indonesian savings and credit cooperatives and how alternative protection arrangements can be designed without weakening cooperative governance. Using conceptual in...
Pelatihan dan Pendampingan Sistem Informasi Akuntansi dan Pendanaan Digital untuk Modernisasi Keuangan Pondok Pesantren Al Ajwa Al Islamy Pelatihan dan Pendampingan Sistem Informasi Akuntansi dan Pendanaan Digital untuk Modernisasi Keuangan Pondok Pesantren Al Ajwa Al Islamy
Islamic boarding schools need accountable financial administration and broader funding access, yet many institutions still rely on fragmented manual records. This community service program aimed to improve the capacity of Al Ajwa Al Islamy Islamic Boarding School managers in digital accounting information systems, crowdfunding, and financial literacy. A participatory training and direct-assistance approach involved eight participants, comprising a management coordinator, administrative staff, fi... Islamic boarding schools need accountable financial administration and broader funding access, yet many institutions still rely on fragmented manual records. This community service program aimed to improve the capacity of Al Ajwa Al Islamy Islamic Boarding School managers in digital accounting information systems, crowdfunding, and financial literacy. A participatory training and direct-assistance approach involved eight participants, comprising a management coordinator, administrative staff, fi...
The Comparative Analysis of Local Public Finance Regulation in Strengthening Regional Governance The Comparative Analysis of Local Public Finance Regulation in Strengthening Regional Governance
Although local public finance regulation has received substantial attention within fiscal decentralization and public financial management research, comparative analyses of its institutional configuration as an integrated regulatory regime remain limited. This study aims to examine the institutional design of local public finance regulation across European countries, analyze how regulatory standards, supervisory institutions, monitoring mechanisms, and enforcement instruments interact to strengt... Although local public finance regulation has received substantial attention within fiscal decentralization and public financial management research, comparative analyses of its institutional configuration as an integrated regulatory regime remain limited. This study aims to examine the institutional design of local public finance regulation across European countries, analyze how regulatory standards, supervisory institutions, monitoring mechanisms, and enforcement instruments interact to strengt...
Integrasi Literasi Keuangan Digital dan Behavioral Finance dalam Teori Konsumsi, Tabungan, dan Investasi: Sebuah Tinjauan Sistematis Literatur Integrasi Literasi Keuangan Digital dan Behavioral Finance dalam Teori Konsumsi, Tabungan, dan Investasi: Sebuah Tinjauan Sistematis Literatur
Digital transformation in the financial system has changed the way individuals make economic decisions, particularly regarding consumption, savings, and investment. This study aims to synthesize and integrate the literature on digital financial literacy and behavioral finance to explain household economic behavior. It employs a Systematic Literature Review (SLR) method using the PRISMA approach. The articles analyzed were sourced from the Scopus, Web of Science, and Google Scholar databases for ... Digital transformation in the financial system has changed the way individuals make economic decisions, particularly regarding consumption, savings, and investment. This study aims to synthesize and integrate the literature on digital financial literacy and behavioral finance to explain household economic behavior. It employs a Systematic Literature Review (SLR) method using the PRISMA approach. The articles analyzed were sourced from the Scopus, Web of Science, and Google Scholar databases for ...
Edukasi Perlindungan Data Pribadi dalam Penggunaan Aplikasi Perbankan dan Media Sosial bagi Warga RW.011 Petukangan Utara Jakarta Selatan Edukasi Perlindungan Data Pribadi dalam Penggunaan Aplikasi Perbankan dan Media Sosial bagi Warga RW.011 Petukangan Utara Jakarta Selatan
The increasing use of digital banking applications and social media has heightened the risk of personal data misuse due to limited public awareness of digital security. This community service program aimed to improve community knowledge and practical skills in protecting personal data when using digital banking applications and social media among residents of RW 011, Petukangan Utara, South Jakarta. The program was conducted on February 13, 2026, involving 35 participants consisting of neighborh... The increasing use of digital banking applications and social media has heightened the risk of personal data misuse due to limited public awareness of digital security. This community service program aimed to improve community knowledge and practical skills in protecting personal data when using digital banking applications and social media among residents of RW 011, Petukangan Utara, South Jakarta. The program was conducted on February 13, 2026, involving 35 participants consisting of neighborh...
Seaweed Cultivation to Increase Community Economic Income from an Islamic Economic Perspective (Case Study in Langgudu District, Rompo Village) Seaweed Cultivation to Increase Community Economic Income from an Islamic Economic Perspective (Case Study in Langgudu District, Rompo Village)
This study was conducted to examine the role of seaweed farming in increasing community income and to analyze its implementation based on the principles of Islamic economics in Rompo Village, Langgudu Subdistrict, Bima Regency. This study employed a qualitative approach using field research methods. Data collection was conducted through observation, in-depth interviews, and documentation. The findings reveal that seaweed farming activities in Rompo Village are carried out through a series of pro... This study was conducted to examine the role of seaweed farming in increasing community income and to analyze its implementation based on the principles of Islamic economics in Rompo Village, Langgudu Subdistrict, Bima Regency. This study employed a qualitative approach using field research methods. Data collection was conducted through observation, in-depth interviews, and documentation. The findings reveal that seaweed farming activities in Rompo Village are carried out through a series of pro...
The Open Proportional Election System in Indonesia: Legal Problems, Oligarchic Practices, and State Financial Losses The Open Proportional Election System in Indonesia: Legal Problems, Oligarchic Practices, and State Financial Losses
This study addresses the negative impacts of Indonesia’s open proportional election system, particularly its tendency to foster oligarchy, corruption, and abuse of office that result in significant losses to the state economy and public welfare. The system compels elected officials to recoup substantial campaign costs funded by oligarchs, often through corrupt practices, as evidenced by numerous convictions of regional heads and ministers. This research employs a normative juridical method with ... This study addresses the negative impacts of Indonesia’s open proportional election system, particularly its tendency to foster oligarchy, corruption, and abuse of office that result in significant losses to the state economy and public welfare. The system compels elected officials to recoup substantial campaign costs funded by oligarchs, often through corrupt practices, as evidenced by numerous convictions of regional heads and ministers. This research employs a normative juridical method with ...
KEBIJAKAN PENDIDIKAN DAN TATA KELOLA SEKOLAH DASAR ASIA DAN EROPA: TINJAUAN LITERATUR SISTEMATIS BERBASIS PRISMA KEBIJAKAN PENDIDIKAN DAN TATA KELOLA SEKOLAH DASAR ASIA DAN EROPA: TINJAUAN LITERATUR SISTEMATIS BERBASIS PRISMA
This article aims to synthesize education policy and primary school governance systems in Asia and Europe from 2020 to 2025. The study employed a PRISMA 2020-based systematic literature review using articles retrieved from Scopus, ERIC, and Google Scholar. A total of 30 articles were selected through identification, screening, eligibility assessment, and final synthesis. The data were analyzed through descriptive mapping and critical narrative synthesis. The findings show that primary school gov... This article aims to synthesize education policy and primary school governance systems in Asia and Europe from 2020 to 2025. The study employed a PRISMA 2020-based systematic literature review using articles retrieved from Scopus, ERIC, and Google Scholar. A total of 30 articles were selected through identification, screening, eligibility assessment, and final synthesis. The data were analyzed through descriptive mapping and critical narrative synthesis. The findings show that primary school gov...
The mediating role of capital structure in the relationship between profitability, growth opportunities, and firm value: evidence from Indonesian transportation firms The mediating role of capital structure in the relationship between profitability, growth opportunities, and firm value: evidence from Indonesian transportation firms
This study examines whether capital structure mediates the relationship between profitability, growth opportunities, and firm value in Indonesian transportation firms. A quantitative explanatory design is employed using balanced panel data from 20 transportation companies listed on the Indonesia Stock Exchange during 2020–2024, yielding 100 firm-year observations. Panel regression and Baron and Kenny mediation analysis are applied. Profitability significantly enhances firm value; however, this e... This study examines whether capital structure mediates the relationship between profitability, growth opportunities, and firm value in Indonesian transportation firms. A quantitative explanatory design is employed using balanced panel data from 20 transportation companies listed on the Indonesia Stock Exchange during 2020–2024, yielding 100 firm-year observations. Panel regression and Baron and Kenny mediation analysis are applied. Profitability significantly enhances firm value; however, this e...
Analisis Efisiensi Bank Umum Syariah di Indonesia dengan Pendekatan Two Stage Data Envelopment Analysis (DEA) Analisis Efisiensi Bank Umum Syariah di Indonesia dengan Pendekatan Two Stage Data Envelopment Analysis (DEA)
Penelitian ini dilatarbelakangi oleh pentingnya efisiensi dalam meningkatkan kinerja dan daya saing Bank Umum Syariah di Indonesia. Tujuan penelitian ini adalah menganalisis tingkat efisiensi Bank Umum Syariah serta menguji pengaruh Risiko Pembiayaan Bermasalah (NPF), Struktur Permodalan (CAR), Ukuran Bank (Total Aset), Pertumbuhan Ekonomi (PDB), dan Inflasi terhadap efisiensi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode Two Stage Data Envelopment Analysis yang dilanjutkan de... Penelitian ini dilatarbelakangi oleh pentingnya efisiensi dalam meningkatkan kinerja dan daya saing Bank Umum Syariah di Indonesia. Tujuan penelitian ini adalah menganalisis tingkat efisiensi Bank Umum Syariah serta menguji pengaruh Risiko Pembiayaan Bermasalah (NPF), Struktur Permodalan (CAR), Ukuran Bank (Total Aset), Pertumbuhan Ekonomi (PDB), dan Inflasi terhadap efisiensi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode Two Stage Data Envelopment Analysis yang dilanjutkan de...
Sharia supervisory board effectiveness and three regime model of liquidity, risk and market: exploring from dynamic capability and resources in GCC Islamic banking Sharia supervisory board effectiveness and three regime model of liquidity, risk and market: exploring from dynamic capability and resources in GCC Islamic banking
Purpose This study aims to investigate the impact of Sharia Supervisory Board (SSB) effectiveness on a multidimensional financial framework comprising liquidity, risk and market dynamics. Moving beyond linear relationships, the research explores how SSB functions as a dynamic capability resource (DCR) that enables Islamic banks in Gulf Cooperation Council (GCC) countries to navigate various operational regimes. Design/methodology/approach Using a quantitative approach, the study uses an extensiv... Purpose This study aims to investigate the impact of Sharia Supervisory Board (SSB) effectiveness on a multidimensional financial framework comprising liquidity, risk and market dynamics. Moving beyond linear relationships, the research explores how SSB functions as a dynamic capability resource (DCR) that enables Islamic banks in Gulf Cooperation Council (GCC) countries to navigate various operational regimes. Design/methodology/approach Using a quantitative approach, the study uses an extensiv...
From compliance to value: how GRI compliance moderates the ESG performance-firm value relationship in ASEAN From compliance to value: how GRI compliance moderates the ESG performance-firm value relationship in ASEAN
Purpose This study examines whether and how global reporting initiative (GRI) compliance moderates the relationship between environmental, social and governance (ESG) performance and firm value in ASEAN emerging markets. Design/methodology/approach The study employs a comprehensive research design using panel data from 2,268 listed companies across five major ASEAN economies (Indonesia, Malaysia, Philippines, Singapore, and Thailand) spanning 2018–2023, yielding 13,608 firm-year observations. Mu... Purpose This study examines whether and how global reporting initiative (GRI) compliance moderates the relationship between environmental, social and governance (ESG) performance and firm value in ASEAN emerging markets. Design/methodology/approach The study employs a comprehensive research design using panel data from 2,268 listed companies across five major ASEAN economies (Indonesia, Malaysia, Philippines, Singapore, and Thailand) spanning 2018–2023, yielding 13,608 firm-year observations. Mu...
Determinants of Stock Volatility of Indonesian State-Owned Enterprises on the Indonesia Stock Exchange: A Panel-Data Modelling Approach with Firm Size as a Moderating Variable Determinants of Stock Volatility of Indonesian State-Owned Enterprises on the Indonesia Stock Exchange: A Panel-Data Modelling Approach with Firm Size as a Moderating Variable
This study examines the determinants of stock-price volatility among Indonesian State-Owned Enterprises (SOEs) listed on the Indonesia Stock Exchange (IDX) and tests whether Firm Size (FS) moderates these relationships. Five groups of explanatory features are integrated into a single model: macro fundamentals (MF), micro fundamentals (MiF), capital structure measured by Government Funding (GF), Stock-Market Volatility (SMV), and Market Liquidity (ML). Using a balanced panel of 24 listed SOEs ove... This study examines the determinants of stock-price volatility among Indonesian State-Owned Enterprises (SOEs) listed on the Indonesia Stock Exchange (IDX) and tests whether Firm Size (FS) moderates these relationships. Five groups of explanatory features are integrated into a single model: macro fundamentals (MF), micro fundamentals (MiF), capital structure measured by Government Funding (GF), Stock-Market Volatility (SMV), and Market Liquidity (ML). Using a balanced panel of 24 listed SOEs ove...
ESG Disclosure Maturity in Indonesian Islamic Banks: Legal Implications for Green Banking Regulation ESG Disclosure Maturity in Indonesian Islamic Banks: Legal Implications for Green Banking Regulation
The integration of sustainable finance through Green Banking principles is a regulatory obligation for Indonesian Islamic commercial banks under OJK Regulation No. 51/2017. However, sustainability reports show substantial disparities in Environmental, Social, and Governance (ESG) disclosure depth and quality, especially environmentally. This article evaluates ESG implementation effectiveness in sustainability reports of Islamic banks and examines regulatory-legal implications of inconsistencies.... The integration of sustainable finance through Green Banking principles is a regulatory obligation for Indonesian Islamic commercial banks under OJK Regulation No. 51/2017. However, sustainability reports show substantial disparities in Environmental, Social, and Governance (ESG) disclosure depth and quality, especially environmentally. This article evaluates ESG implementation effectiveness in sustainability reports of Islamic banks and examines regulatory-legal implications of inconsistencies....
A Comparative Analysis of Cost Efficiency and Profitability in Banking: A Study of Conventional and Digital Banks in Indonesia A Comparative Analysis of Cost Efficiency and Profitability in Banking: A Study of Conventional and Digital Banks in Indonesia
The banking sector's business model has changed due to digital transformation, which has also driven the emergence of digital banks as a more adaptive option for financial services. However, there are still differences of opinion regarding the success of digital banks' business models compared to large-scale traditional banks, especially in terms of profitability and operational efficiency. The purpose of this study is to compare the operational cost efficiency and profitability of digital banks... The banking sector's business model has changed due to digital transformation, which has also driven the emergence of digital banks as a more adaptive option for financial services. However, there are still differences of opinion regarding the success of digital banks' business models compared to large-scale traditional banks, especially in terms of profitability and operational efficiency. The purpose of this study is to compare the operational cost efficiency and profitability of digital banks...
Ekonomi Syariah Kontemporer: Integrasi Nilai, Kebijakan, dan Keberlanjutan Ekonomi Syariah Kontemporer: Integrasi Nilai, Kebijakan, dan Keberlanjutan
Di tengah pertumbuhan ekonomi syariah yang kian pesat, muncul pertanyaan mendasar: sejauh mana nilai-nilai ilahiah benar-benar terinternalisasi dalam praktik ekonomi modern? Buku Ekonomi Syariah Kontemporer: Integrasi Nilai, Kebijakan, dan Keberlanjutan hadir sebagai refleksi kritis sekaligus tawaran pemikiran atas dinamika tersebut. Tidak sekadar membahas konsep, buku ini mengajak pembaca memahami ekonomi syariah sebagai sebuah sistem nilai yang menyeluruh, meliputi produksi, distribusi, hingga... Di tengah pertumbuhan ekonomi syariah yang kian pesat, muncul pertanyaan mendasar: sejauh mana nilai-nilai ilahiah benar-benar terinternalisasi dalam praktik ekonomi modern? Buku Ekonomi Syariah Kontemporer: Integrasi Nilai, Kebijakan, dan Keberlanjutan hadir sebagai refleksi kritis sekaligus tawaran pemikiran atas dinamika tersebut. Tidak sekadar membahas konsep, buku ini mengajak pembaca memahami ekonomi syariah sebagai sebuah sistem nilai yang menyeluruh, meliputi produksi, distribusi, hingga...